Discuss the effect of pension funds on the wider economy.

• A gap between what is expected and what is provided. • The high and increasing costs of pensions. (The demographic time bomb and public finances). • Low levels of retirement saving in some [yet not all] nations. • Who provides pensions? The Individual, the Employer, or the State? • The effect of pension funds on the wider economy.

How did the war impact race relations in the US?

Most historians agree that World War II was responsible for ending the Great Depression. In this essay, focus on how the homefront was impacted by the war. How were the lives of Americans changed? How did they stay the same? How did the war impact race relations in the US?

Describe Benjamin Franklin′s Aphorisms.

Directions: An aphorism is a short, witty or humorous statement expressing a wise observation about life or humanity. For each of Franklin’s aphorisms listed below, rewrite the saying in your own words and then decide which one of the 13 Virtues the aphorism reflects.